Small Business Financing
Fast, Flexible Funding for Small Businesses
Stop waiting on banks. AMG Receivables delivers the capital you need — quickly, transparently, and on terms that work for your business.
You may qualify if you have:
- 6+ months in business
- $10K+ monthly revenue
- 500+ credit score
- Active business bank account
Trusted alternative to traditional banks — we work where they won't
$250M+
Total Funded
5,000+
Businesses Served
10+
Years in Business
4.9★
Average Rating
Financing Solutions
Capital Built for Your Business
We offer a range of financing products designed to match where your business is today — and where it's headed.
Working Capital Loans
Keep your operations running smoothly with fast access to working capital. Cover payroll, inventory, and day-to-day expenses without disruption.
Learn MoreMerchant Cash Advance
Leverage your future sales for immediate capital. Repayments flex with your revenue — pay more when business is strong, less when it slows.
Learn MoreBusiness Line of Credit
Draw funds when you need them and only pay interest on what you use. The flexible safety net every growing business deserves.
Learn MoreSimple Process
Funding in Three Steps
Apply Online
Complete our streamlined application in minutes. No lengthy paperwork, no branch visits required.
Get Approved
Our team reviews your application quickly. Most decisions are made within 24 hours.
Receive Funding
Once approved, funds are deposited directly into your business bank account — often the same day.
Customer Stories
Businesses That Grew With Us
"AMG Receivables came through when my bank said no. I had funding in my account within 24 hours and was able to stock up for our busiest season."
Maria T.
Retail Boutique Owner
"The process was incredibly simple. I applied online, got a call from a real person the next morning, and had the capital I needed to expand my team."
James R.
Restaurant Owner
"I was skeptical at first, but the transparency and speed blew me away. No hidden fees, no runaround — just straightforward business financing."
Sandra K.
HVAC Contractor
Why AMG Receivables
See How We Compare
Traditional financing options weren't built for small businesses. We were.
| Feature | AMG Receivables | Traditional Bank | Credit Card |
|---|---|---|---|
| Approval Speed | As fast as 24 hours | 2–8 weeks | 1–2 weeks |
| Credit Requirements | Flexible (500+ score) | Strict (700+ score) | Moderate (650+) |
| Funding Amount | Up to $500K | Varies (high minimums) | Low limits |
| Application Process | Simple online form | Extensive documentation | Online application |
| Repayment Flexibility | Tailored to your cash flow | Fixed monthly payments | Minimum payments only |
Ready to Fuel Your Next Chapter?
Join thousands of small business owners who chose AMG Receivables for fast, transparent, and flexible financing.